Intellectual assent – agreement with a set of Christian teachings – is incomplete faith. True faith transforms our lives. If our lives remain unchanged, we don’t truly believe the truths we claim to believe. Living the way God wants us to live does not earn our way into heaven, but it shows that our commitment to God is real. Godly conduct is not a substitute for, but a verification of our faith in Christ.
Commentary from the One Year NIV Devotional New Testament, November 10. Tyndale House publishers, Inc. 2003.